Monthly Archives: July 2018

How to Dress Like a Cowboy from Head to Toe

Cowboy BootsPopular culture has romanticized cowboys since the 1920s. People’s fascination with these horse-riding, cattle-herding men from the Wild West has grown, through the years. Because of this, many have started dressing like them. Although it keeps the iconic cowboy lifestyle alive, some people treat it almost as a parody.

The real life of a cowboy is grueling and dangerous. This is why they dress as needed to help combat the challenges that they face. If you want to look and feel like a real cowboy, you have to understand why they wear what they wear.

Cowboy boots

As horsemen, cowboys needed protective footwear. Traditional cowboy boots have pointed toes and high heels to prevent the foot from slipping through the stirrups. The boots are made from leather and have high tops to protect the shins. Now, you can find the right pair of cowboy boots online, and they come in many styles. The most popular are the Hessian boots which have V-cuts in the front.

Jeans

Modern cowboys wear pants made from a sturdy material like denim to offer added protection. Before jeans, cowboy pants were made from woolen trousers or military uniforms.

Chaps

Chaps, short for chaparajos, are an important piece of cowboy clothing. Worn like leggings over jeans, this leather garment helps protect a cowboy’s legs from injuries when riding through brushy terrain.

Gloves

Leather gloves are important for a real cowboy attire. Usually made from soft leather, gloves offer protection from barbed wires and vegetation. They also help in gripping the horses’ reins.

Cowboy hat

Cowboys need this to protect them from countless hours spent under the sun herding cattle. A cowboy hat is usually wide-brimmed to shield the eyes from the glare of the sun.

A long-sleeved shirt and a bandana will complete your cowboy look. But, keep in mind that the cowboy lifestyle isn’t a mere game of dress-up. The story behind their life and tradition, seen in their clothes, is an important part of history and should be valued, too.

3 Areas in Your Home You Often Forget to Clean

vacuuming the carpet roomCleaning isn’t always an enjoyable task. Most of us often clean only the areas where we see dirt. Unfortunately, dirt keeps accumulating in places you don’t see. And the busier you are, the less time you have cleaning the home, allowing more dirt to collect on the surfaces.

When cleaning, you have to cover every inch of your house. If you don’t, the places you neglect become a hub for dirt and germs, which can, eventually, bring illness to your family.

When it comes to cleaning, these are the most overlooked places in a home:

Solar Panels

Washing solar panels are, of course, important. Dirty solar panels can lose up to 20% of their efficiency, causing you to pay more in electricity bills. This practice isn’t recommended as a DIY, and cleaning companies in Prescott, such as Patriot Windows and Cleaning Services LLC, offer it as a service. The frequency of washing your solar panels depends on your location and the weather.

Under Appliances

You may be cleaning your refrigerator or cooker often, but how many times have you cleaned spaces underneath them? It is easy to forget these areas, but they accumulate loads of dust, food particles, and dirt. They become a breeding ground for pests, including cockroaches, which are a health hazard. The next time you clean your kitchen, don’t forget to check the area beneath your appliances.

Under Carpets

Sure, you vacuum your carpet and rugs all the time, but dirt often finds its way beneath them, no matter how thick the rugs are. A quick look under your carpet and you’ll be surprised that a little mountain of dirt has formed. Sweep the floor under your carpets and rugs once a month to keep your floors genuinely spotless.

Cleaning the visible parts of your home is essential because guests would notice them first, but there are places around the house you shouldn’t forget, as well. Tidying them will not only make your living area beautiful to look at but will drive away pests and improve the efficiency of your appliances.

Types of Lever Handles for Commercial Establishments

lever handleSeveral decisions need to be made when designing your commercial establishment. Door specialists like Entro remind us that business owners sometimes focus too much on their interior décor and forget their door yet the door often makes the initial impression upon your client. Apart from the material and finish of your door, the handle affects its performance and overall appearance.

There are different options you will come across for your commercial door handle. The most common choice, however, is the lever handle which consists of a lever and door latch. It is user-friendly since unlike other options it does not require firm grasping and twisting. Here are the kinds of lever handles that can fit your business’ doors.

Non-Locking Handles

This is the standard option for doors which do not need locking including those leading to the pantry areas and shared offices. Non-locking handles feature a lever latch fitted together with tubular latches. The tubular latch holds the door shut and is opened by pushing the lever handle down.

Privacy Handles

This handle has no key but rather a depressing button on its inner side. It also contains a release slot on the exterior side to unlock the door in emergencies. Privacy handles are used on doors which require locking on the inside but not high security including closet and bathroom doors.

Keyed Locking Handles

These handles have a mortise sash lock which allows locking and opening using a latch or key. Keyed locking handles are used on strong rooms, boardrooms and entry doors for offices in which security is paramount. Some keyed locking handles have keypads rather than keys for enhanced security.

You can enhance the sanitation of the above level handles to minimize the spread of antimicrobials since many people use them. Some door hardware manufacturers now have coating guards against fungus, bacteria, and algae. There are also different coatings to enhance your lever handles’ durability and aesthetic value.

Getting hardware for your door just right is key to making a great and lasting impression upon the people who’ll your establishment.

Investor discussing her investment

Investing in Properties With the Help of FHA Multifamily Financing Services

Investor discussing her investmentInvestors can borrow money for multifamily dwellings with assurance from the Federal Housing Administration (FHA). The various FHA multifamily financing services are multifamily mortgages insured by the FHA with funds issued by a lender. These funds are used to buy properties with more than five units and follow FHA loan limits and qualifications.

Loan Limits, Rates and Down Payment

The FHA Multifamily Acquisition loans have a loan limit of $57,133 per unit for non-elevator buildings and $66,657 for buildings with an elevator. The interest rates vary from 3.2% to 4.9%, with a minimum of 15% of the total price. There should be at least five units with kitchen and baths.

Additionally, there should be no major repairs on the unit and minor repairs must have been completed within a year. The property must have undergone rehab or constructed more than three years prior to applying for an FHA loan. The FHA does not set the loan rate; instead, they insure the loan with approved lenders.

Apartment Buildings

The loan facility is aimed at allowing or expanding on residential buildings for investors. These include high-rise buildings with elevators, as well as detached and non-detached buildings. Predominantly residential buildings with some commercial spaces are also allowed. A collection of single family homes grouped as a multifamily property is allowed as well.

The FHA insures loans for multifamily properties in good condition for investors and borrowers who would manage these properties and keep them in good working conditions. To protect the lender, the FHA also wants to ensure that the investors have good credit standing and can manage multifamily properties.

The FHA doesn’t have any mandate to provide loans. Instead, it acts as a third party for multifamily property loans. The agency insures the loan for a lender. This helps make it easier for the borrower to find a lender. In turn, the lender would be able to release loans faster. The multifamily financing makes it easy for borrowers to invest in residential properties for lease or rent.

Treatment Facility for Fracture

Treatment Options for Fractures

Treatment Facility for Fracture Unfortunately, accidents are rampant nowadays. There are slips, falls, and auto accidents. Bone fractures are the most common consequence. Stress fractures are also a frequent occurrence in athletes (due to bone overuse) and elderly patients (because of osteoporosis).

Hospitals in Putnam County will recommend different treatments for your injury. These options primarily depend on the fracture’s type and severity. Here are the three primary treatments for fractures.

Medical Therapy

This treatment aims to control bleeding, prevent ischemic injury, and remove any potential source of infection such as dead tissue and foreign bodies. A fracture causes excruciating pain, and medical therapy will address this with pain-relieving meds. Medical treatment is individualized to meet a patient’s needs medical history.

Closed Fracture Therapy

This is the non-operative treatment of your fracture. The two main categories of closed fracture treatment are traction and casting. Casting, which involves immobilization of your fracture with plaster of Paris or fiberglass, is the preferred choice if your fracture is angulated, displaced, or shortened. Skin and skeletal traction are typically used for fractures of the thighbone. A pin is attached into the distal end of your fracture, and then a weight is applied to pull your fractured bone fragment into place.

Surgical Therapy

The two primary methods of surgical fracture therapy are ORIF (open reduction and internal fixation) and external fixation. In ORIF, your fracture site is exposed, and the bones fragment is fixed with various devices. In external fixation, stabilization is done some distance away from the fracture to preserve bone alignment and length.

Treating a fracture can be a hard thing to handle. However, with the given treatments, you can regain your limb’s strength and functionality in no time. Regardless of the fracture’s treatment, rehabilitation is vital to restore a normal range of motion.

Three Things to Know When Hiring a Limo

white limousineHiring a limo for significant events is a popular choice for many people. That’s because of the luxury and comfort that come ​with these unique cars. Still, hiring a limousine comes with many questions, especially if it is your first time doing it. Regardless of what type of limo you decide to hire, here are three things that you need to know.

Determine How Many Passengers Will Occupy the Limousine

Limousines come in various sizes, with a traditional limo able to seat about five people. Stretch limos, on the other hand, can seat up to ten passengers. Depending on the event you’ll be having, find out how many passengers you intend to occupy the car and make a decision on what size of limo you need.

Find Out How Much the Limo Will Cost

The price of hiring a limo depends on three factors. The first is what type of limo you are going to hire. The pricing company will also calculate how many hours you’ll be using the car as they decide on how much to charge you. The date of your event also determines how much you’ll pay for it, with peak season attracting higher rates.

Booking Early Is Your Best Bet

If you are going to hold your event during the peak season, then you need to book your limo at least nine months before the date. On the other hand, if your event falls in the off-peak season, then you can book the car six months before the big day. The point is to reserve the limousine as early as possible.

A limousine is the best car for your event because of the elegance and wealth that it represents. By going through the hiring process the right way, you can find the ideal ride for your occasion.

The Best IT Networking Certificates for Entry-Level Pros

students listening to discussionAn IT networking certificate helps those without a college degree to build their credentials, and earn a higher salary despite not finishing tertiary education.

If you need a CompTIA Network Plus N10-007 exam guide, many review centers such as CertBlaster offer them along with other exams including the A+ and the Security+ certification tests.

Best Certificates

While there are many available certification guides, those from CompTIA are ideal for entry-level IT networking professionals since these are vendor-neutral. This means that someone has a solid understanding of the subject matter regardless of the type of software or equipment.

By opting for vendor-neutral certification, you simply don’t restrict yourself to employers who only look for specific IT abilities and skills. A vendor-specific certification would only make sense if you already gained years of experience in a certain field like Microsoft server or Cisco router management.

For some professionals, a higher salary serves as the main factor for pursuing industry certification.

Salary Range

Silicon Valley undoubtedly pays the highest salaries for technology professionals in the U.S., but that doesn’t mean other cities pay a smaller amount. The trade-off, however, involves a high cost of living in the area.

If you’re keen on an income that’s higher than the cost of living, the Charlotte-Concord-Gastonia area in North and South Carolina pay the highest average salary. When adjusted for living expenses as of 2017, technology professionals can earn $108,178 per year compared to the average unadjusted salary of $101,147.

In California’s San Jose-Sunnyvale-Santa Clara area, the average adjusted and unadjusted salaries for cost of living amounted to $102,286 and $126,937, respectively.

Conclusion

A networking certificate allows you to be competent enough even without a college diploma. You can increase your chances of being a bankable technology professional, by choosing a widely recognized group such as CompTIA for your entry-level certificate.

Pregnant woman seating at the park

U.S Has Worst Maternal Death Rate: High Medical Costs May Be Why

Pregnant woman seating at the parkThe United States has the one of the worst maternal and neonatal death rate worldwide. In fact, up to 900 women die because of childbirth-related complications. Personal finances and high medical costs may be the reason behind it.

Confirming a pregnancy should be one of the most exciting times in life. But, for many women, it comes with anxiety about how they will pay their medical bills. Not all pregnancies are planned so there may not be money set aside for maternity care.

The Unaffordable Price of Maternity Care

Pregnancy and childbirth are heavy on personal finances. A single visit to an obstetrician could cost 150 dollars. An ultrasound scan could be 250 dollars, while a full battery of blood tests may set you back another 300 dollars — that’s not including the delivery which sets expectant moms back by thousands of dollars. The average natural birth costs 30,000 dollars. Meanwhile, the bill soars up to 50,000 dollars for a cesarean session, an important factor since 31 percent of U.S births are surgical.

Low paid workers and the unemployed are the least likely to be able to afford such costs. They may not be able to afford large insurance co-pays either. Consequently, low-income women may have fewer antenatal visits or avoid the doctor altogether.

Open Access for All

The Affordable Care Act marketplace can help expectant mothers find cheaper insurance so they can see an obstetrician. The act offers a range of plans that have smaller premiums or co-pays and many of them have maternity coverage.

In addition, since 2014, it is illegal for insurance companies to charge women more than men. Previously, a 25-year-old woman without maternity coverage on her plan could be charged 81 percent more than a man of the same age, a situation that marginalized women. The Affordable Care Act (ACA) aims to bring equality in medical care to all.

No woman should die in childbirth in the 21st century. Sadly, America has one of the worst maternal death rates in the developed world. High costs are one reason for this. The ACA can help lower wage women access the maternity care they need.

Man Shopping for Healthy Food

Australian Supermarkets Use Healthier Food as Business Leverage

Man Shopping for Healthy FoodWhether it’s a deli counter with display dishes that show healthier options or simply marketing superfood choices, supermarkets in Australia are using a new tactic to win over health-conscious customers.

A report showed that more people are willing to spend almost an extra $90 every week, if it means eating food that helps their weight-loss goals. As a result, supermarkets are focusing on them as a means to bolster sales.

New Battlefield

Not everyone can afford to buy more expensive yet healthier food, which is why some supermarkets are unlocking their pent-up spending power by offering cheaper options. For instance, Woolworths acquired an organic and wholefood product range to its product line. It spent $16 million for the acquisition in 2009, but it paid off tremendously with around $600 million of sales in 2015.

Smaller companies don’t need to spend millions on enhancing their product line. In some cases, being updated with the latest culinary trends will help in knowing client’s preferences. Food retail technology also helps in promoting a balanced diet, although it could also be a trigger for more Australians to retain an unhealthy diet.

Boon or Bane?

Artificial intelligence in the food service industry could either be a boon or bane, depending on one’s lifestyle. Imagine a pantry that could restock itself when supply runs low, with replenishments that depend on how the system interprets eating habits.

In Australia, junk food and drinks represent more than 35% of people’s energy intake. Obesity is also a major health concern in the country, so it’s not surprising that more shoppers have become aware of keeping their diets in check.

Supermarkets can choose to join the healthy bandwagon by offering more organic options, as more people are willing to spend just to achieve a slimmer waistline.

Visiting the Emergency Dentist

Dentist in an emergency treatmentMaintaining good dental health ordinarily involves the daily task of keeping up a thorough dental hygiene routine at home and a healthy diet, alongside regular dental check-ups. But accidents happen and when the fallout results in damage to the teeth and/or severe dental pain, another level of care is needed. That is when it is time to call the emergency dentist in Buckinghamshire.

Not all practices provide an emergency dentist in Buckinghamshire, one that does is Garden View Dental Care.

What is a dental emergency?

There are a range of situations that require a visit to the emergency dentist, including but not limited to:

  • a chipped or broken tooth
  • a fully or partially knocked out tooth
  • severe toothache
  • facial swelling or bleeding
  • oral abscesses.

If there is any uncertainty around whether emergency dental care is needed, it is best to err on the side of caution and call a dental practice.

What happens during an emergency dental appointment?

The first step is a thorough examination of the injury or illness. X-rays may be needed to determine the full extent of the damage. Local anaesthetic may also be given to reduce any pain and keep the patient as comfortable as possible. The injury will then be sterilised to reduce the chances of infection developing.

The emergency dentist in Buckinghamshire can then set about repairing the damage. The repairs may be temporary or permanent depending on the damage caused. If further work is needed, a follow-up appointment will be scheduled. This may, for example, be the case if a tooth is extracted and therefore needs to be replaced.

What are the benefits of emergency dental care?

Getting professional dental care in a dental emergency can mean the difference between saving or losing a tooth. Beyond avoiding the immediate consequences of dental injury, which includes infection, the work of an emergency dentist in Buckinghamshire also improves long-term oral health. Getting treatment as soon as possible ensures a smoother recovery and fewer dental complications further down the line.

Access to emergency dental care

In most instances dental practices providing emergency dental care aim to see patients on the same day they call.